About Us

We’ll Help You Secure Auto Financing

Up until now, you’ve been a car shopper, someone searching for the right car, truck, or SUV for your needs. Now that you’ve found the one that speaks to you, you’re ready to be a car owner, and our finance team is ready to help make that transition as smooth as possible.

We know that automotive financing isn’t everyone’s specialty. That’s why we have a team of experts who are always ready and eager to help you navigate the exciting journey of buying a new or pre-owned car. Whether you’re buying your first car or you’re a pro when it comes to navigating various terms, we’re here to help you understand every aspect of your financing agreement and ensure you get the most favorable terms possible.

To get started, our team will ask you a series of questions, like:

• Do you want to buy or lease?
• How long do you want to finance?
• Are you trading in a car?
• How much are you putting toward the down payment?
• What monthly payment range fits your budget?
• Do you have any specific financing concerns?

Once these questions are answered and our team has a better understanding of your unique needs, they’ll craft you a personalized payment plan that aligns with your financial goals and helps you drive away in your dream vehicle with complete confidence.

Of course, if you have questions about the finance process, simply ask! Our goal is for you to walk away feeling completely confident in your finance plan. Our finance specialists pride themselves on transparency and will explain all terms and conditions in clear, straightforward language.

Want to Trade or Sell? Check Out Our Online Resources

In addition to being your go-to place for car-buying, our finance center is the place to visit when you’re looking to trade in or sell your car. If you fall into this category, our online resources are just what you need. First, we have our trade-in estimator tool, which can provide you with a value for your current car in just a few short minutes. You can also receive a Kelley Blue Book® Instant Cash Offer for your vehicle after answering a few questions about its condition, mileage, and features. These tools help you make informed decisions before you even step foot in our dealership, saving you time and ensuring you get maximum value for your current vehicle.

The Benefits of Buying vs Leasing

Before our team can build a personalized payment plan, they first need to know how you want to finance. Two of the most popular options are buying and leasing. Check out this quick overview to see which option best suits your needs:

• You own the car and build equity with each payment
• Payments last until the vehicle is paid off
• You can sell or trade at anytime
• No mileage restrictions or excess wear charges
• Freedom to customize your vehicle as you wish

• You are “renting” the car for a predetermined period
• Typically last between two and five years
• Payments are dependent upon depreciation rate
• Often lower monthly payments than purchasing
• Option to easily upgrade to a new vehicle at lease end
• Warranty coverage typically lasts the duration of the lease

At the end of the day, buying and leasing are equally solid financial choices. The decision is unique to each driver, and our team is here to help you choose the best option based on your driving habits, financial situation, and long-term automotive goals. We can run the numbers for both scenarios so you can make a side-by-side comparison before making your final decision.

Save Time by Getting Pre-Approved for Financing

You live a busy life. That’s why we’ve expedited the car-buying process with the help of our secure online finance application!

Before your visit, take some time to fill out our online credit application, so you can get pre-approved prior to your visit. Once completed, this form is sent to our team of experts who can then start drafting various potential payment plans based on your needs. Our finance team works with multiple lenders to secure competitive rates and terms, giving you options that traditional banks might not offer.

Since they’ll already have an idea of your needs, you’ll likely spend less time at the dealership than you would if you skipped pre-approval. This means more time enjoying your new vehicle and less time handling paperwork!

In addition to our finance application, we have other online tools, like our payment calculator and credit estimator tool, that can help you learn more about your unique needs prior to your appointment. These resources allow you to explore different scenarios and payment options from the comfort of your home, helping you arrive at our dealership with a clear understanding of your budget and preferences.

Our finance team at Roberts Ford is also knowledgeable about various manufacturer incentives, rebates, and special financing offers that may be available. We'll ensure you're aware of all potential savings opportunities that could lower your overall cost or monthly payment.